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Frequently Asked Questions

Do we have to wait until our group health renewal?

No, we can set up your plan anytime.

Why hasn’t our broker told us about this?

Traditional group benefits brokers may need to learn about the changes to the tax code and new laws that expanded HRAs (in existence since 2002) to include Individual Coverage HRAs in 2020. Furthermore, most brokers need more experience, proper licensing and certifications, technology, staff, and a call center with licensed benefit advisers to enroll employees, provide year-round concierge services, and administer HRAs effectively.

What size employers do you work with?

Small to mid-size employers with two or more employees.

We don’t have health benefits. What will this cost us?

We can work with almost any budget. Generally speaking, $250/month per employee is a good starting point.

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